In this episode, we break down the game-changing directive that’s shaking up the housing market: President Trump has instructed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities (MBS) in an effort to push mortgage rates lower and make homeownership more affordable.

The move helped spark a rally in MBS and lending markets, tighten spreads, and even contributed to mortgage rates dipping near 6%, the lowest we’ve seen since early 2023. We also saw a big jump in mortgage applications right after the announcement—both for purchases and refinances—suggesting buyers and borrowers are reacting to the promise of relief.

But what does this really mean for interest rates, future housing inventory, and your ability to buy or refinance? In this video, we break down the policy, the market reaction, and what agents and buyers need to know going into 2026.

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